Pool Logo
Module 3 of 4

How Much Do You Need to Get Started?

Understanding minimum investment requirements across different platforms and what they mean for your investment strategy.

Typical Platform Minimums

Real estate crowdfunding platforms have varying minimum investment requirements. Here's what you can expect from some popular platforms:

PlatformMinimum InvestmentInvestor Type
Fundrise$10+Non-accredited & Accredited
Arrived$100+Non-accredited & Accredited
RealtyMogul$5,000Non-accredited (REITs) & Accredited (deals)
EquityMultiple$5,000-$10,000Accredited only
CrowdStreet$25,000+Accredited only
Pool (cross-platform)Varies by platformVaries by platform

Accredited vs. Non-Accredited Investors

Accredited Investors

  • $200,000+ annual income ($300,000+ joint) for past 2 years
  • $1 million+ net worth (excluding primary residence)
  • Access to all platform offerings
  • Often higher minimum investments

Non-Accredited Investors

  • Anyone who doesn't meet accredited criteria
  • Limited to certain offerings (Reg A+, REITs)
  • Often lower minimum investments
  • Growing number of accessible platforms

The Importance of Diversification

Even with low minimums, diversification is crucial. Here's why:

  • Spreads risk across multiple properties and markets
  • Balances different property types and investment strategies
  • Provides exposure to various geographic locations
  • Creates a mix of income and appreciation potential

Platforms with lower minimums make it easier to diversify with a smaller total investment. For example, with $1,000, you could invest in 10 different properties on Fundrise rather than a single property elsewhere.

Diversification chart

Key Takeaway

"Start small — but know what kind of investor you need to be."

Quiz: Test Your Knowledge

Q1: Which platform has one of the lowest investment minimums?

A. EquityMultiple
B. Arrived
C. RealtyMogul
D. CrowdStreet

Q2: Accredited investors are required for:

A. All real estate crowdfunding
B. Any investment under $500
C. Certain platforms and private offerings
D. Buying shares in a REIT

Q3: Which of the following is a benefit of low minimums?

A. Guaranteed higher returns
B. Diversifying into multiple deals
C. Exclusive sponsor access
D. Free legal assistance